@ Your Patcher Pic:
You should try saving files in a less image destroying format like .png. Also, for things quick uploading I recommend tinypic or photobucket. Imageshack has.. issues. Let's just say.
@ Tips;
A nice tip would be to abuse your transparency. Create an alpha filter below your image and use a custom brush to dilate the image where you want to burn through, throwing in a C4D or two under there to give it some nice texture.. It also helps disguise the fact that you're using a background, wallpaper or render for your banner.
Btw, I love your fonts. I'd like to get my hands on them. You have some nice blur techniques, though I tend to appreciate the art of fading the ends of the blur so it doesn't look like a smudge.
PS: My favorite banner you made is the Kira one, dispite the fact that I hate Naruto with a passion, it is quite beautiful.