Your 10 most underrated gears

[Naruhodo]

1) Kavach Icarus Card

Flee Rate + 10
[Refine Rate 0~4]
Additional Flee Rate + 10
Perfect Dodge + 1

Without the increased damage from ghost property

Yes, yes and yes. I love this card. I can't wait to put mine in a Skin of Ventus. I think more people like Whisper because you can put it in +7 gear, but you don't even need more def if you rely on high flee anyway, right?

2) Goat Card

[Refine Rate 0~5]
DEF + 2
MDEF + 5

With ToH wings I easily get +20 MDEF and 16 def along with all of the other bonuses. Why would I need flower wings? Why is this card so cheap?

It's because Flower wings are much easier for newer players to get. And even for high level players, if you're not one of the classes best suited for ToH, you're still stuck until you make a char of the right class or get REALLY powerful (this can take quite a long time.) Also, I think most people would not want to use up their precious ToH card slot on Goat Card when there's other cards they could be using, so in that case Flower Wings are still better mdef.

4) Pope Mitre

Reduce Casting Time by 10%
[Acolyte Class]
MDEF + 5

And 7 DEF too. This hat lives in the shadow of Wings of Victory.
Is it not pretty enough for you priests?

Yeah, this hat is really underrated. But it's just so FUGLY

And pretty much everything else you said I totally agree