Tis my command. Millions will lose billions of dollars when all of their interest-based savings accounts default to their deposited amounts. Banks and insurance companies go out of business. Economies crumble. Little Susie doesn't get to go to college. Sparky has to be put down. Unable to afford Disneyland, families are forced to visit extended relatives and stay at Motel 6 during vacation season. The Tooth Fairy, Easter Bunny and Santa Clause announce their retirement.