Payon

[Jubei]

Since im like... the only dude who chills mostly in like amatsu and luoyang (i love the sceenery), i dont see the problem with the whole main chat thing, but whatever

and about the banker, my suggestion is just put one in the following cities if possible:

Aldebaran
Morroc
Payon
Prontera
Geffen

Thats all that really needs them imo.

Anyways, my two cents.