You didn't read my first post very thoroughly, did you?
I have no bank account because I had no use for one. After all, a bank account is just a place for poorly invested money anyway. Stocks and bonds are the way to go. 401k ftw!
Secondly, I got the Wal-Mart card so I could give Panda 40 dollars over PayPal. After reading through some of the stuff for the card, I thought it might be a good place to just keep what money I don't have invested (I didn't know about the 5-dollar monthly fee that they don't advertise). So, I put 500 of my 600-dollar paycheck on it.
Now I'm screwed and I'm going to get my money back and close the card then open a checking account so I can have a debit card to use with PayPal and other online sites.
0.o?